Guadalupe is a single mother of three. She is very busy holding down a full time job and raising her family which includes five year old twins and a 12 year old. For the past seven years she has lived in public housing. For many single parents in her shoes home ownership seems impossible. “My dream was to own my own home and provide a safe place for my kids,” Guadalupe said. She...
Home Buying
Overview
Camino a Casa
Hacienda’s Camino a Casa provides a number of services en route to home ownership, helping first-time homebuyers make what could be the biggest purchase of their life. We offer the IDA (Individual Development Account) program to assist you build a savings that is matched 3 times what you save! We also provide down payment assistance to those who qualify in Multnomah County. Selected participants will attend home buyer education classes and work with bilingual, HUD (Office of Housing and Urban Development) certified staff who will answer any questions you have and follow you through the buying process.
The ABCs of Home-buying
The purpose of this monthly course is to educate first time homebuyers in all aspects of the homebuying process and homeownership responsibilities. The course is designed to assist all participants in making sound decisions when purchasing a home and also advice in preserving their home.
Courses are usually on the first and second Monday of each month. See our calendar for a complete and accurate schedule. You may sign up for this class online or by calling Carlos Garcia at (503) 961-6405.
IDA - Individual Development Account
Individual Development Accounts are made possible by the state of Oregon to help fist-time home buyers save money towards their down payment. Funds are matched 3 to 1; up to $3,000 that you save will be tripled (up to $9,000!). Participants will be helped through the home buying process with workshops and counseling by our certified, bilingual staff.
Down Payment Assistance and MCC Tax Credit
Residents of Multnomah County may participate in the Down Payment Assistance program and the MCC Tax Credit program for first-time home buyers.
Qualified families are eligible to receive down payment assistance grants, training in mortgage-readiness and financial fitness training, up to $5,000. Funds received are used for closing costs and down payment assistance.
Please note that the DPAL Program is not accepting new applications until July 2012. Please check back in July for updated information and thank you for your interest in the DPAL program. If you have any questions please contact Hacienda CDC at 503-961-6406 or another MHAC agency directly.
Down Payment Assistance Loan (DPAL) Program
All funds have been allocated for this round of funding. Please check back in spring or summer of 2012.
Education
To promote long-term financial stability, home-buyer education and financial literacy curriculum are cornerstones of the program.
Photos
(503) 416-2617
(877) 877-9392
(503) 802-8562
 |
| Sign up for Sharing Spree to shop, save, and support a good cause all at once. Sharing Spree will donate a portion of your purchases to the construction of the futsal court. |
Let's Connect
 |
 |
 |