In 2005 the Mendez family moved into a new home to accommodate their growing six member household. Being unfamiliar with the housing market, however, they entered into a predatory loan agreement that eventually caused deep financial and personal stress to the family. The terms of the loan agreement initially offered the Mendez’s an interest rate of 7% and an affordable monthly payment....
Foreclosure Prevention
Overview
Our experienced bilingual staff will help you understand the options for your home when you are faced with hardships. We will explain the complicated process of foreclosure and help you negotiate directly with lenders for a resolution to your situation. Our one-on-one counselors with guide you through the process of making an informed decision about the future of your home. We offer our programs to the community for free!
Hacienda is a HUD (Housing and Urban Development) certified Housing Counseling Agency through its affiliation with the National Council of La Raza, the largest national Latino civil rights and advocacy organizations in the United States. Hacienda formed in 1993 to develop affordable housing and build thriving communities in support of working Latino families and others in Oregon by promoting healthy living and economic advancement.
Free services we provide:
- HUD certified housing counseling
- Foreclosure Prevention counseling
- Loss Mitigation Services
- Budget counseling
Photos
Linda has overcome incredible hardships. After 32 years of marriage, her husband passed away. Because of exorbitant medical bills, collection agencies were knocking at her door. After steady work, her job disappeared. After 10 years of steady house payments, her bank began calling to take away her house. That is what brought Linda to Hacienda CDC, to an organization that, in her words, “...
(877) 877-9392
(800) 732-6643
(888) 995-4673
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